Treasure, the rewards of your efforts...readily available everywhere! Of course, the common peasant isn't likely to be lugging around a hoard of gold with him. If there is a treasure hoard lying about for the taking, you can be sure someone is there to guard it. There is seldom chance for players to find unprotected treasure, but it does exist. If the item you desire is part of a quest, you may want to think twice about using it...it may be more power than you can handle!